Avon Logo

Terms of Service

Last Updated: 27 Nov 2025

These Terms of Service ("Terms") govern your access to and use of the websites, interfaces, dashboards, and related services provided by Avon Pvt Ltd ("Avon," "we," "us," or "our").

By accessing or using any part of the Site or interacting with the Avon protocol, you agree to these Terms.

If you do not agree, do not use the Site.

1. About Avon

Avon provides interfaces that allow users to view information, interact with smart contracts, and access tools related to the Avon lending protocol.

The protocol consists of autonomous smart contracts deployed on public blockchains.

Avon does not custody user assets, execute transactions on your behalf, or reverse or modify any blockchain transactions.

Using the protocol is entirely at your own risk.

2. Eligibility

You must:

  • Be at least the age of majority in your jurisdiction,
  • Act on your own behalf (not on behalf of sanctioned individuals or entities), and
  • Comply with all applicable laws when using the Site or protocol.

Avon may restrict access from certain jurisdictions if required by law.

3. Non-custodial Smart Contracts

Avon's smart contracts operate autonomously after deployment. When you interact with them:

  • You control your own wallet and private keys;
  • You authorize and broadcast your own transactions;
  • Gas fees are your responsibility;
  • Funds move solely based on the logic encoded in the contracts.

Avon cannot help you recover lost keys, funds, liquidated positions, or transactions sent in error.

4. No Financial Advice

Nothing on the Site or in our communications is financial, investment, legal, or tax advice.

All information is provided for general informational purposes and may not be accurate, complete, or up-to-date.

You are responsible for your own decisions.

5. Risks

Using decentralized finance (DeFi) protocols carries significant risks, including:

  • Smart contract vulnerabilities
  • Liquidations
  • Oracle failures or delays
  • Interest rate changes
  • Market volatility
  • User error
  • Network congestion or downtime
  • MEV and transaction ordering
  • Reliance on third-party RPC providers, wallets, or bridges

You acknowledge that you may lose some or all of your assets when using the protocol.

6. Frontend vs. Protocol

The Site is provided solely as a convenience interface.

All actions are executed by smart contracts that anyone can interact with directly.

The protocol may continue to operate even if the Site is unavailable.

Avon does not guarantee the uptime of:

  • The website
  • APIs
  • RPC endpoints
  • Indexers
  • Analytics or dashboards

Data displayed in the interface may be approximate or delayed.

7. Prohibited Uses

You agree not to:

  • Attempt to attack, disable, or disrupt the protocol or Site;
  • Use bots or scrapers in ways that impair the Site;
  • Engage in illegal activity, including sanctions violations;
  • Impersonate others;
  • Misuse branding, content, or intellectual property.

We may restrict access if you violate these Terms.

8. Intellectual Property

All branding, logos, text, graphics, and site content are owned by Avon or its licensors.

Smart contracts deployed on public chains are open for anyone to read — but trademarks, brand assets, and frontend code remain protected.

9. Third-Party Services

The Site may link to or integrate third-party tools (e.g., wallets, analytics platforms, RPC providers).

We do not control these services and are not responsible for their behavior, security, downtime, or data practices.

Your use of third-party services is at your own risk.

10. No Warranties

The Site and protocol are provided "as is" and "as available."

We make no warranties regarding:

  • The accuracy of displayed data
  • Uninterrupted access
  • Security or error-free operation
  • Compatibility with your device or wallet
  • Future features, upgrades, or availability

You use the protocol entirely at your own risk.

11. Limitation of Liability

To the maximum extent permitted by law:

  • Avon is not liable for any losses, damages, or claims arising from your use of the Site or protocol, including lost funds, liquidations, bugs, hacks, delays, errors, or unauthorized access to your wallet.
  • Avon's total liability, if any, will not exceed $0.

Some jurisdictions may not allow certain limitations, so parts of this section may not apply to you.

12. Changes to These Terms

We may update these Terms from time to time.

If we do, the "Last Updated" date will be revised.

Your continued use of the Site constitutes acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of the jurisdiction in which Avon Pvt Ltd is organized, unless otherwise required by law.

Experience a real-time credit market
where rates are discovered, risks are defined,
and capital competes for the best terms.

©2025 Avon. All Rights Reserved